Whether you’re cruising on a Harley or zipping around turns on the back of a sports bike, nothing lets you ride like the wind quite like a motorcycle. Of course, moving on two wheels comes with a few more risks than driving on four, and other motorists are not always as cautious as they should be when looking out for motorcycles. Be sure you are fully protected against the hazards you face with motorcycle insurance from Insurance Innovations, Inc.
Motorcycle Coverage Types
How much do you have invested in your motorcycle? How much would you stand to lose if your bike was folded over in a collision or stolen from your garage during the winter? Though there is little you can do to prevent bad things from happening, there is a lot you can do to minimize your financial vulnerability to risk. Here at Insurance Innovations, Inc, we can provide customized motorcycle insurance with a wide range of coverage types to meet your needs. Examples include:
Liability
Your liability in a motorcycle accident could be thousands or even hundreds of thousands of dollars. If a victim sues you for damages caused by bodily injuries, property damage, or the accidental death of a loved one, liability insurance can help cover the cost up to the limits within your coverage. Talk with your Insurance Innovations, Inc independent insurance agent to ensure your limits are adequate to meet your individual needs.
Collision and Comprehensive
If your bike is stolen, damaged, or destroyed due to a collision, inclement weather, crime, or other covered events, give yourself the gift of minimal out-of-pocket costs with full coverage motorcycle insurance. Collision and comprehensive insurance allow you to pay only a deductible toward to the cost of your loss according to the terms of your policy.
OEM
Why settle for aftermarket parts when you prefer your bike repairs be made with parts from the original equipment manufacturer? An OEM endorsement assures you will have OEM replacement for covered damages whenever available.
Medical Payments
When motorcycle accidents happen, they often result in injuries. If you or your passenger need medical care, medical payments provide payment regardless of who was at-fault.
Uninsured/Underinsured Motorist
What are your chances of being the victim of a hit-and-run? What about being injured by a driver with no insurance or very low liability limits? If it happens to you, the cost of medical bills and lost wages could fall on your shoulders. Uninsured and underinsured motorist coverage helps cover your loss when an at-fault party cannot pay.
Roadside Assistance and Towing
Whether you run out of fuel or need to have your bike towed for repairs, motorcycle insurance can provide coverage for unexpected roadside assistance and towing needs.
Trip Interruption
Sometimes trips do not go as planned. If an accident or mechanical breakdown leaves you stranded more than 100 miles from home, your motorcycle insurance can provide coverage for lodging, food, and alternate transportation to get home.
Motorcycle Insurance Quotes
When it comes to your motorcycle, only the best will do. When it comes to protecting your bike and shielding yourself against possible damages and loss, we would not expect you to settle for anything less. If you need Wisconsin motorcycle insurance, give us a call here at Insurance Innovations, Inc to request your quotes. We look forward to serving you soon.
