Boat enthusiasts all over Thiensville, Mequon, and Grafton are getting excited about boating, especially if they attended the Milwaukee Boat Show this past January. If you are thinking of buying a new boat this year, it is important to weigh your options carefully before you make a choice. Buying a boat is a large investment, and you want to know that you are putting your money to good use. To learn more about choosing the right boat, click here.
- New or used – One of the first decisions you’ll need to make when purchasing a boat is whether to buy a new boat or a used one. While a used boat may cost less initially, the associated expense will increase if the boat needs any repairs or modifications. A new boat, on the other hand, will cost more but won’t need any repairs. New boats also come with warranties.
- Type of boat – Will you use your boat for fishing, or will it be primarily for pleasure? The answer to this question will help you determine what type of boat you should buy. Some of your options include pontoons, sailboats and bass boats.
- Motor type – Boats are available with two-stroke motors or four-stroke motors. You will also need to decide whether you want an inboard, outboard or inboard/outboard motor.
- Size of the boat – All types of boats come in different sizes. One of the most important things to consider when deciding how large your boat should be is the number of people you hope to accommodate. However, it is also important to remember that larger boats are more difficult to transport and maneuver on the water.
Choosing a Dealer
After you know what type of boat you want to purchase, the next step involves finding the right dealer. Dealers differ according to the inventory they offer, the pricing of their boats and the services they offer to customers who have purchased a boat. You can find information about different dealers by consulting their websites, calling the dealer directly and reading online reviews from past customers.
Don’t Forget to Buy Insurance
All types of boats require boat insurance. Without this type of insurance, you may not be protected in the event of damage to your boat or a liability claim. Although many people believe that their homeowner’s insurance policies will protect their boats, this is not usually the case. Your homeowner’s insurance policy may provide some benefits in the event of damage to your boat, depending on the cause of the damage.
To make sure your new boat is always protected, you need to purchase a separate boat insurance policy with ample damage and liability limits. If you are thinking of buying a boat in Grafton, Thiensville and Mequon, Wisconsin, you need to consult an experienced insurance agent who can help you find a policy that meets your needs. Please contact Insurance Innovations, Inc. today to make an appointment or learn more about purchasing boat insurance.